How Can You Invest Right With Little Money Today

September 2014 issue of MONEY magazine. Stash your cash in a How Can You Invest Right With Little Money. Believe it or not, putting a portion of your emergency fund into a CD looks like a decent idea. Meanwhile, a one-year Treasury yields 0. And Vanguard’s Short-Term Investment Grade bond fund returned 2. Julia Child’s first cookbook helped turn her into a star. Follow her recipe, but get to the table faster by self-publishing.

Installation Association helped MONEY put together this one for under 10 grand, with wiggle room for extras like 3-D glasses, movies, and a gaming console. Traveling with four or more gets expensive fast. But a trip to Ecuador can help you stretch your budget. Melinda Gates Foundation—without administrative hassles or billions of bucks—by opening a donor-advised fund. 10,000 down payment gets you a three-bedroom home that will rent for twice your mortgage payment. A tighter labor market may ramp up wages and lead to higher prices.

Stocks can help you hedge, but for an unexpected support, try trees. Timber is a commodity, so it rises with inflation. Also, it’s used to make houses, and housing prices rise when investors seek shelter in hard assets. Global investment firm GMO predicts that timber will be the best-performing asset class over the next seven years, with gains of 5. Ski resorts are eager to get people to book early, before there’s a sense of what kind of winter it will be, says Leigh Crandall, managing editor of Jetsetter. If you want to sell next spring, focus on amping up curb appeal, starting now. 10,000, you could revamp the plantings.

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Nonstop flights from the eastern U. 10,000 would have a family of four out on the river in style. 10,000 from Patrick Olsen of Cars. Olsen—has a V-6 engine and gets about 23 miles per gallon. 2008 Kia Sportage: While no-frills, the Sportage is one of the few quality SUVs at this price point. You’ll save a lot of money on gas. To determine whether a place is really a good fit for you, you need to visit different times of the year and stay for longer periods, suggests Miami financial planner Ellen Siegel.

10,000 to travel and costs to stay for, say, a month in the summer and a week in the winter. Rent a condo or house in a neighborhood where you want to live and get to know area residents to make the simulation more real. Since we’re late in the sixth year of the bull market, many analysts think it’s nearing the end. P 500, and are expected to outgrow the market over the next five years. Moreover, an index of frontier funds has actually been less volatile over the past 15 years than its emerging markets counterpart, says Morninstar’s Patricia Oey. If you work for a firm that does business internationally, becoming fluent in another language may pay off.

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