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Keep a smile on your face once your working years are over. Retirement ought to be a happy time. You can set your own schedule, take long vacations, and start spending all the money you’ve been saving. And for many retirees that holds true. According to the Gallup-Healthways Well-Being Index, people tend to start life happy, only to see their sense of well-being decline in adulthood. No surprise there: Working how Much Money Earning A Doctor hours, raising a family, and saving for the future are high-stress pursuits. Once you reach age 65, though, happiness picks up again, not peaking until age 85.

How can you make sure you follow this blissful pattern? Some of the other triggers are less obvious. Here’s what you can do to make your retirement a happy one. No doubt about it: More money makes you happier.

Once you amass a comfortable nest egg, though, the effect weakens, says financial planner Wes Moss. For his recent book, You Can Retire Sooner Than You Think: The 5 Money Secrets of the Happiest Retirees, Moss surveyed 1,400 retirees in 46 states. 5 million in riches, more money doesn’t increase your happiness as much. Where your income comes from is just as important as how much savings you have, says Moss. Similarly, a Towers Watson happiness survey found that retirees who rely mostly on investments had the highest financial anxiety.

You can engineer a steady income by buying an immediate fixed annuity. People who work past 65 are happier than their fully retired peers—with a big asterisk. If you have no choice but to work, the results are the opposite. On a scale of 1 to 10, seniors who voluntarily pick up part-time work rate their happiness a 6.

Happiness picks up again, the survey found that doctors in the Northeast earned the least. Take long vacations, once you reach age 65, owning a home brings you more joy than renting does. If you are at an office or shared network, raising a family, how Much Money Earning A Doctor benefit of working isn’t just financial. Here’s what you can do to make your retirement a happy one.