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Conventional wisdom tells us that the sooner you start saving for retirement, the sooner you can retire. Unfortunately, that’s sometimes easier said than done. After all, life has a habit having constantly throwing a monkey wrench into your savings goals. To make matters worse, we all have different plans for retirement. That can make saving for retirement a bit tricker to map out. Despite these challenges, it’s better to have something planned than nothing. If you do you’ll be more likely to live more comfortably.