Why is my ATM card a piece of crap now? My card doesn’t work in foreign ATMS! Even how Much Spending Money For A Week In Hong Kong you find one, it may not have been updated to cope with new chipped cards. If you do happen to chance upon a working ATM, you may still be unable to access your money as everyone with a bank account in HK had their overseas bank withdrawal limit reset to zero on March 1st. It was the HK Monetary Authority, not the banks, which insisted that withdrawal limits were reset. Why can’t I have a VISA debit card like normal people? Hong Wrong had HSBC admit that they cannot guarantee that foreign ATMs will give you the option to withdraw cash from your linked savings account as opposed to spit out an extortionate cash advance on your credit account.
Unfortunately, HSBC remains the least worst option, at least for foreigners in HK. Citibank have better customer service and extended opening hours, but they charge to transfer to HSBC accounts, their online banking services are less developed and its branches less numerous. Chinese state banks with little to offer. May 10, 2016 at 3:35 pm For the last 5 years we have been travelling around the globe, we have had problems getting funds on a regular basis. I am limited to 2 and it breached credit card limit? It’s long been an offence to send marketing emails after a customer has requested opt-out.
A company can’t require you to accept direct marketing as a condition of receiving other services. The largest bank in Hong Kong isn’t following the law? Is this real or just uninformed ranting? Plus their lines are shorter and their fees are lower. Not a plug, just a happy customer. According to the SCMP, even HSBC themselves refuse to admit the fact that it is now more difficult for customers to access their cash. I am not talking about marketing emails.
The chip cards are widely accepted and are an essential upgrade to 1970’s magnetic stripe technology that lets someone skim your card and encode its details onto a hotel card key. I have been refused using magnetic stripe-only credit cards in Europe. My understanding is that HSBC can continue to mail advertisements as we are their customers. It may be different if non-customers are being harassed though I will definitely check the opt-out option again when next in a branch.
I have a Hang Seng ENJOY Spending Card, which is a Visa debit card. I can load funds into it and it auto-deducts from my linked savings account if there isn’t enough balance. This debit card uses the PLUS network. On the plus side, when I’m in HK I can use the HSBC network.
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Overseas the plus network and HSBC atms. I believe Hang Seng also have a debit Mastercard, but I forget its name. The issue of foreign ATMs, beyond your bank’s control, defaulting to the credit account remains a risk. Visa debit card which I use for on-line and foreign use.
I have to move money to it electronically via an ATM in Hong Kong for it to be credited automatically. It’s an application for a credit card, not a debit card. January 13, 2014 at 1:42 pm Probably will not work. April 24, 2014 at 11:21 pm Hey just wanted to give you a quick heads up.
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I make it over to HK. I just have not tried it out overseas. It does work in Mainland China, everywhere I go. Sign up for HSBC premier and ask the bank to open a Canadian HSBC mastercard for you. Ocean Park Tour for First-Timers By Marcos Detourista. Hong Kong and Macau are among the best places to visit for travelers who plan to go on their first trip abroad. The best part is that you can visit both countries in one short trip as they are only 1-hour apart by ferry!