How to Use an ATM to Deposit Money Co-authored by Michael R. However, many ATMs allow you to deposit money as well. The process varies by bank and ATM, and you should refer to your bank’s policies and follow the prompts at the ATM, but the following steps are generally relevant to most ATM deposit transactions. Verify that the ATM accepts deposits placed in an envelope. Smaller ATMs and those at non-bank locations such as convenience stores or restaurants may not have this function. Some modern bank ATMs may only accept non-envelope deposits. Your bank may not permit deposits at ATMs not affiliated with it.
Insert your ATM or debit card and enter your PIN number. This part of the process is exactly the same as when you withdraw cash. If there is no deposit option, you’re out of luck on this ATM. Endorse any checks to be deposited. Sign them on the back in the marked area.
If you lose this endorsed check, it can only be deposited, not cashed. If you are using a slip from your checkbook, your name, address, and account number should already be on the check. If you are using a blank deposit slip, like those available in a bank branch, fill out your name, address, and account number. Add the date to any type of deposit slip. Enter the total amount of all checks and cash to be deposited on the provided line. You don’t need to sign a deposit slip when depositing funds into an ATM. A signature is only required when you seek cash back from a deposit made at a teller window.
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