Western Union is a wire transfer service that allows you to quickly transfer money all over the globe. While it’s not without risks, it is a reliable way to get money to friends and family almost anywhere in the world. Follow this guide to make sure your money gets to where it needs to go. Western Union is a popular way for scam artists to receive money from their victims, so be absolutely sure that you know the person that you are sending the money to, and that you trust what the money is for. Never send money to someone you just met online. Never send money through Western Union for an employment opportunity or to claim “lottery winnings”. You will often be prompted via email to send money to West African countries, such as Nigeria or Ghana in these situations.
Remember that unsolicited emails are often scams – you did not win a lottery and you weren’t selected by a “prince” to receive millions of dollars. Never send Western Union transfers for purchases or sales on sites like Craigslist. Sometimes, a buyer will claim to purchase something you have put up for sale and send a check for more than the price. They will then ask you to send a Western Union transfer for the difference. Verify the recipient’s location and name. You will need their location so you know what city to send the money to.
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Make sure you know the name that is used on their ID because this will be used to verify the funds are being released to the right person. Make sure that the recipient has a local Western Union that they can visit, and that you are able to send money to their location. Send money from a Western Union branch. Find your local Western Union office and fill out the necessary forms. You can send money from a branch in several ways: via cash, with a credit or debit card, or from bank account to bank account. Using your credit card may result in a cash-advance fee imposed by the card issuer.
You may need additional information for certain countries. Money may be available after a few minutes or a few days, again depending on location and payment method. This is the tracking code and the recipient will need to give this when receiving money. Send money through the Western Union website. Click the Send Money link on the Western Union homepage. Fill out the form, and choose how you want to pay.