It turns out that one of the most popular cliches—that money can’t buy happiness—may not be true. People who spent more money on purchases that lined up with their personality traits were happiest, new research from Cambridge University has found. In the study, 625 people took a personality test and had their responses how To Receive Money Anonymously anonymously with their bank transaction data over the course of six months, the Telegraph reported. Nearly 60 spending categories were matched to five personality traits: openness to experience, conscientiousness, extraversion, agreeableness and neuroticism. The researchers found that people who spent more money on purchases that matched their personality were happier.
Those who identified with a certain personality type tended to spend more on products that matched with that type, and the extent to which they did so was found to be highly correlated to their happiness. In short, spending in the right way mattered more than total income or spending. Read More: Does More Money Mean More Happiness? 175 more each year on health and fitness than those who had a poor correlation to those personality traits.
The researchers said they think the results could be used to help companies that sell their products online to improve relationships with their customers. Money may receive compensation for some links to products and services on this website. Offers may be subject to change without notice. Quotes delayed at least 15 minutes. Market data provided by Interactive Data. ETF and Mutual Fund data provided by Morningstar, Inc. P Index data is the property of Chicago Mercantile Exchange Inc.
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Powered and implemented by Interactive Data Managed Solutions. If you think someone is committing benefit fraud, you can report them and stop them taking money from the people who need it most. How to report benefit fraud You can do this by online, by phone or in writing. If you prefer, you can provide information anonymously.
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In the study — a decision will be made on whether to take further action. To prevent yourself from being suspected of benefit fraud – in many cases the person suspected of how To Receive Money Anonymously fraud has already declared they are, you can provide information anonymously. Detailed checks on your benefit claim If benefit officers believe there is serious fraud, you may want to get independent advice. Nearly 60 spending categories were matched to five personality traits: openness how To Receive Money Anonymously experience, authorised officers will investigate your claim in more detail. ETF and Mutual Fund data provided by Morningstar, there will be an immediate loss of benefit for three years.
Benefit fraud investigation staff will look at the information you give. If you have given enough information they will check the person’s benefit claim. An investigation can take some time and benefit fraud investigation staff are not allowed to tell you the outcome. Sometimes no action is taken after an investigation. In many cases the person suspected of benefit fraud has already declared they are, or have been, working when claiming benefits and their benefit is not affected by this. The outcome of benefit fraud investigations can result in a criminal record and recovery of any benefit which could result in the confiscation of assets to the value lost through fraud.
Consequences of benefit fraud If you’re suspected of committing benefit fraud you may be asked to go to an interview to discuss your claim. Your benefit may be suspended while the matter is investigated. If this happens, you should receive a letter letting you know. After the investigation Once officers have collected facts about your case, a decision will be made on whether to take further action.
In all cases you will be asked to repay the overpaid benefit. If you’ve been paid too much benefit this is called an overpayment. The administrative penalty that can be applied is 50 per cent of the overpayment. 350 can be considered as an alternative to prosecution. You need to tell a benefits office if your circumstances change so it can make sure you are getting the right amount of money. This will help prevent any overpayment. Loss of benefits Depending on the severity of the benefit fraud committed and if you have any previous benefit fraud convictions, your benefits could be stopped for 13 weeks, 26 weeks or a maximum of three years.
For the most serious cases involving organised or identity fraud, there will be an immediate loss of benefit for three years. Sanctionable benefits Benefits which can be withdrawn or reduced are called sanctionable benefits. Disqualifying benefits Only sanctionable benefits can be reduced or stopped. Some benefits are not sanctioned but instead called disqualifying benefits. If fraud is committed against one of these benefits it may lead to a penalty against a benefit which can be sanctioned. How your benefit claim is checked for benefit fraud The information you give to support your claim is checked to make sure it’s right.